Veteran-led Financial Solutions
Get the Funding You Need and the Credit You Deserve
A veteran-led financial team helping individuals and entrepreneurs rebuild credit and secure life-changing funding.
About Lloyd J. Spooner
I learned how to manage money and get approved for funding the hard way. I made the mistakes, spent the time, and figured out what actually works. Now I help others skip the frustration and reach their goals faster.
LJS Financial Solutions was built to give people the same knowledge that changed my life. Everyone deserves a clear path to better credit and real financial freedom.
Expert Financial Design Solutions
Credit Repair
Rebuild credit that other companies can’t fix. Each plan is custom to your credit profile so you see real, trackable results.
Business Funding
Access $50K to $250K in funding if you qualify. We prepare your profile, match you with lenders, and guide you from application to approval.
Track Your Credit Like a Pro
Use MyScoreIQ Preferred FICO Monitoring to monitor your credit. It’s the same system our clients use, and it helps support our veteran-owned mission.
We serve both veterans and civilians nationwide. The discipline, accountability, and integrity that came from military service are the same principles that drive how we operate today. That’s why our clients see consistent results.
How It Works
Four Steps to Funding Success
Take a free consultation, optimize your credit and profile, leverage our banker network and timing strategy, and secure $50K–$250K in business capital. It’s fast, simple and risk‑free.